Sunrise Acceptance and Midsouth Acceptance Logos

Payment Options

Customers can make payments in many ways. Methods that are not subject to a fee include:

-- AutoPay – most customers sign up for this simple and easy method. The customer preauthorizes us to automatically draft your payment when scheduled. This is hassle-free and makes sure your payment is on time no matter where you happen to be. Click here to sign up for AutoPay with a:
- Debit card, or
- ACH (auto bank draft)
** Note – our payment processor program does not offer AutoPay with a credit card.

-- Automated Phone Payment System - with debit cards and electronic checks/ACH you can make a payment 24/7/365 without having to talk to anyone. Call 703-857-4391

-- Mail check or money order* to us at - Sunrise Acceptance – PO Box 2577, Cleveland, TN 37311. We will not be able to post your payment until it is received in our office.

Other payment options:

-- – You can make debit card and electronic check payments 24/7/365. Click here to make a payment. A nonrefundable $3.95 convenience fee will be charged for payment by this electronic means.

-- By Mobile App – The Sunrise Acceptance App is available on iPhone and Android phones. Download the app and make payments via debit card or ACH 24/7/365. Get the App for: iPhone | Android A nonrefundable $3.95 convenience fee will be charged for payment by this electronic means.

-- Use cash at PayNearMe* locations (CVS Pharmacy stores, Walmart, Walgreens) -

- MoneyGram* –

- Western Union*

- Making a phone payment with a Sunrise Acceptance account representative has a $7.95 nonrefundable fee. Call 423-244-2604 or toll-free 1-877-423-2604 Monday - Friday 8:00 am to 6:00 pm.

- You will not be charged a fee for speaking with a representative about your account. You may speak with a representative before making a payment, and the representative can transfer you to the automated phone payment system to make a payment that will not be subject to a fee. We continue to encourage customers to communicate with their account representative if they will be late with a payment.

* We do not make any representations as to fees other parties may charge in connection
with their services.